Thanks to all who have responded as I have waited to hear your views patiently. Most of what everyone has said as possible issues were done as I pretty much know better. Most important question is what have you people used that gave you excellent results in an oil finish? A finish made under today's EPA standards as all formulas had to be changed.
I would appreciate this, only as it regards flooring finish, as I have no issues finishing any other items, such as cabinets, doors, woodwork, etc. It is only floors that is the issue. I only want to relate one additional info that was not said ealier. This is not my first time doing floors as I did these same floors 15 years ago and extremely pleased with finish, zero problems and did it by hand using brush. No bubbles, no streaks, no issues three coats, with first coat mixed with paint thinner to penetrate oak and cherry virgin wood. Whole house done this way, one room at a time at different times to minimize any toxic issues. Used Varathane Oil finish semi gloss sold at Lowes and floors were only redone due to heavy smoke fire in house caused by defective coffee pot almost burning done house.
Dealing with insurance company over this damage is another issue, but should have let it burn down and not have risked my life going into smoke filled house to extinguish fire. That is a major no-no. Let it burn. This smoke is so dangerous you cannot believe it. and yes, floors were cleaned off and sanded of any smoke residue with HEPA vac.
Just floors and what finish you used under today's standards of VOC safety.
Again, do not like water based, so please no water based finish. I appreciate all your comments and what to not do, but I did follow professional standards on this floor to a higher degree than most professionals would, as I have time and time is money for them, so I would like to think I most likely held my preparedness to a higher level. However my knowledge and experience of all the different floor finishes is not high. I need your responses on what you used and how you did it. I might pick up on something that I might have overlooked, but a few posters responded to temp and humidity, and that is my best first guess as the issue. Still can't make sense of how you southern flooring finishers cope with this, as it is constant there. Maybe I need to get it on floor quicker using a T bar instead of brushing, as this may be the missing detail with today's changed formulas that is a good thing that has happened for the environment, not a bad thing. Only wish they would put pressure on other countries to clean up their mess too. Hard to understand putting some many VOC compliances on this and letting China pollute our air, our products we import, and our food and drywall we import, but again, I am getting off topic as I talk too much.
Please comment as there is not right or wrong answer here, only what you experienced will be very valuable for me to go on.