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post #1 of 20 (permalink) Old 10-15-2017, 04:39 PM Thread Starter
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My wife and I are looking for a retirement home. We went with our realtor to look at a manufactured home that is on a private road. Do any of you guys have an experience with a private road ? We live in Minnesota so road maintenance is an issue between pot holes and plowing in the winter. Also it looks like there might not be mail delivery as the current owner doesn't have a mailbox. That is something I have never dealt with before. So any opinions ?


Thanks....Gary
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post #2 of 20 (permalink) Old 10-15-2017, 05:22 PM
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issues...
mail delivery..
fire protection..
road maint...
snow removal...
utilities...
and manufactured homes have issues all their own...

This would have been the week that I'd have finished chewing thru the restraints...
If only new layers hadn't been added....

Stick....
Forget the primal scream, just ROAR!!!
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post #3 of 20 (permalink) Old 10-15-2017, 05:47 PM
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Stick has hit the big ones. We live on a semi private road, each lot actually goes to the middle of the street in front of them, but the county has jurisdiction so we couldn’t just gate it if we wanted. We also have an HOA, and most of our dues go to road maintenance, either repaving or potholes. We only rarely get snow, so no removal problems. Fire protection is a big one for us in California, we keep our fields mowed to give a large defensible space around the house. Proximity to a water source for fire engines to fill up affects homeowner’s insurance, both availability and cost. We have community mail boxes near the main road in, but our mail people are nice and often bring packages to the house (we’re only about 1/4 mile from the boxes though).

The only utilities we get are power and phone; we’re on a well for water, and have a propane tank for gas (heat, laundry, cooking). No cable TV or wired internet, we have Dish Satellite TV, and a rural Internet provider that uses a wireless technology from a ridge about a mile a way — we pay for their top ‘HD’ service which is a whopping 6Mbps down, and 2Mbps up.

Don’t know if you’ll be that rural or private, but lots of things to consider. One nice thing is that we have better neighbors than we’ve had anywhere else, we all have 10 acres so plenty of space, and we seem to bond because we’re isolated together.
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Is it snow yet?
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post #4 of 20 (permalink) Old 10-15-2017, 06:01 PM
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Gary I am glad you didn't ask a woodworking question because I probably wouldn't be able to answer it. If it's own a private road I would get a lawyer so you will be sure you will """ALWAYS""" have access to your property. I wouldn't trust a realtor on this because they are wanting to make a sale. For something like this I wouldn't think a lawyer would cost much.

Don in Murfreesboro,Tn.

Measure once cut twice and it's still to short.
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post #5 of 20 (permalink) Old 10-15-2017, 06:14 PM Thread Starter
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Thanks Guy ! Yes, the heat is from propane and there is a well and septic system. And Stick is right that manufactured homes have their own issues. This one seems like it is in pretty good shape. Needs new roofing shingles, but the house is 15 years old. Other than that it is very nicely maintained. The issue of the private road concerns me. We are doing more reasearch to find out what our responsibilities would be, and associated costs.

Thanks again !

Gary
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post #6 of 20 (permalink) Old 10-15-2017, 06:47 PM
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Hi Gary,I hope the septic system & the well aren't too close together.Just a thought. Good luck,Jamesjj
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post #7 of 20 (permalink) Old 10-15-2017, 08:21 PM
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I agree on seeing an attorney and doing lots of due diligence on the road, access, water, fire protection, zoning surrounding you, the master plan for the area (city & county) so you have an idea what will be built around you in the future. How is the weather, how about water flow during rain? If snow is an issue there, check the records and speak with neighbors about what they like about the location, they'll probably volunteer the negative stuff. Living in the sticks is often romanticized, but it can be a pain. I lived at the end of a public road in a narrow mountain canyon. Had to drive several miles daily to get mail. No serious market in the canyon so had to drive 35 miles round trip to a real supermarket. Some community activities in the canyon, but almost all centered around the kids. Had sewer service, but was on propane--VERY expensive due to poor insulation. If it gets cold, will the insulation in the manufactured home keep the heat in? Is it 2x4 construction or 2x3? What insulation is there? What R value? Can you add insulation? How do you go about getting some repairs done to the road, ask the neighbors.

The Realtor is not really your friend. When we moved to the Desert, we saw an attorney who gave us a whole lot of negatives to check out, and our first winter here was the worst in 20 years for rain and snow, so we got to see the damage water does in the desert. I think we spent $150 for the consultation, but he covered how to do due diligence, where to check what, and even the fact that sometimes the wind blows at near hurricane velocities for days at a time--were we able to accept that?

With all that, the house we'd intended to buy wasn't finished, and there were tax problems for the guy we considered custom building with. We rented for 6 months in the area and took our sweet time finding what I consider to be a great home in a very good neighborhood. We sold high and bought pretty low, so financing the small balance was a no brainer.

This is pretty much our pine box house (That's how I'll travel in the next move, in a pine box. So taking time to really get a high value place was well worth it.
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post #8 of 20 (permalink) Old 10-15-2017, 08:49 PM
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Quote:
Originally Posted by gjackson52 View Post
Thanks Guy ! Yes, the heat is from propane and there is a well and septic system. And Stick is right that manufactured homes have their own issues. This one seems like it is in pretty good shape. Needs new roofing shingles, but the house is 15 years old. Other than that it is very nicely maintained. The issue of the private road concerns me. We are doing more reasearch to find out what our responsibilities would be, and associated costs.

Thanks again !

Gary
We live in a manufactured home on a dead end county road in the sticks....We bought the land and put the house on it. I was a skeptic about the manufactured house, but it really is well built and we have absolutely no issues with it. The county we live in is probably 30-40% manufactured houses, and very few people have issues. I would pay for a survey, (I did) to properly identify the property boarders, I had the existing well water analyzed and the septic inspected. The lack of hydrants is a concern for us, but we do have our little slice of heaven with a river that splits our property in half and a very large mosquito den, I mean pond on the property. I bought a small used tractor to help me with maintaining the property and it helps if the county doesn't show up for road work. In other words, do your due diligence and then make up your mind.
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post #9 of 20 (permalink) Old 10-16-2017, 06:45 AM
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Retirement home? Sounds like you're starting a work farm where you are both boss and peon.
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post #10 of 20 (permalink) Old 10-16-2017, 07:23 AM
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Gary ~ Holy cow, I had no idea so many of our members fit your description. I, too, live on a private road with 3 other neighbors and they are the nicest neighbors we could ask for because we all share the expenses for road maintenance and pick up mail for each other at the top of the hill. One word of advice. If you decide to purchase the house, be sure to identify your buried utilities, especially those that run adjacent to the road. Otherwise you might run into surprises when it comes time to regrade the road or plant trees. Don’t ignore the road maintenance. It has to be kept up throughout the year. We hire a contractor annually to plow out the drainage on both sides of the road and lay down new gravel and hire him for snow removal. We also have posted a speed limit sign of 10mph to caution the UPS, FEDEX, and garbage truck drivers. It generally works. One other thing not mentioned is security. Be aware that rural burglary is on the rise. Consider home security cameras. In our case, our neighbors watch out for each other and this is a good thing regardless of where you live.
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