Hi Mike, I have been in Tech since 1978. Based on what I have seen over the past 10 years, I would shy away from programming as most of that entry level work is being outsourced to India and only the very senior programmers are still working in the US.
Networking and Storage are growth sectors to explore, particularly, network security. I went back and got my B.S. degree at age 46 in technical management and I am now a technical program manager at a major storage networking company.
Also, unless you are willing to relocate, check out what IT related jobs are in your area and focus your studies around the local demand. I have seen too many people go off and get a degree and then can't find work in their geography and are unwilling to relocate.
Basically, a tool is an object that enables you take advantage of the laws of physics and mechanics in such a way that you can seriously injure yourself - Dave Barry