Every couple of years I get a notice in the mail, stating I must pay this bill before its sent to default.
Fortunately 2 of the 3 main credit bureaus no longer deal with medical.
Most people will not know from looking at me that I am disabled (I'm ok with that, trust me I still have my personal issues)
I get these bills from a hospital that has sent to a collector, yet the hospitals know me well. Or should, I have been going to this hospital on/off for last ~40 years, and they know I am permanently disabled for last 20 years, in multiple way I may add.
Yet every other year, usually when a new president comes through (but not always, and not this time) I get a letter that disability is not covered/they will not pay/etc.. for whatever computer glitch a person can see is easily wrong (specially when it is sent to a collector every time) That all they need to do is look back last visit, as well any and all visits to local hospitals in the county. That state has me listed as such.
It does ruin my credit for a short time, once in awhile. Fortunately I budget well, and am on top of it most of the time. But times have shown to drop 20~30 points for a few months.
Heck, I know I should not be angry, as it is likely a auto computer glitch that will never be fixed in my life time. As well, if they really knew the actual medical costs I racked up in the hospital for 2 years, and ICU for nearly 1 of those years. I would never have any credit with my richening 9 bills a month (that's dollars, sadly) Even sadder is 7 of those goes towards rent, here in Sflo..
I guess it would be better for me to have the last laugh every once in awhile.
Sorry for ranting on nothing.