The power tool woodworking hobby/professsion, is a not an inexpensive proposition. A proper dust collection system is costly. If you take your health and safety seriously then make the investment or switch to the exclusive use of hand tools.
this is a hobby for me, and i won't spend a few hundred dollars for a big DC system and run tubing all over.
that, and the fact that all the machines are so noisy and dangerous, and you have to wear eye, lung, and ear protection to work finally wore me down to the point that i did not want to go out there, so i said "enough is enough" and decided to get rid of the machines and use hand tools instead.
so J, i have taken your advice ... not exactly for the reasons you stated, but i have nontheless switched to almost exclusive use of hand tools.
i still use the drill (and drill press), and the table saw (outside with a mask) if i need to rip something, but that is it. i even sold all but one of my routers, and the miter saw.
and i made myself a traditional woodworking bench with a leg vise and planing stop and everything, all by hand. it's a little small and not heavy enough, so a bigger one is in my future.
this hobby is much more satisfying now, and my dust collection solution is a broom and dustpan.