Will they give you cash for the replacement? Delta 40-540 and 560's are all over my local craigslist for anywhere from $50 to $100 dollars.
If not, take the Rikon and I'm sure you can swap it or sell it... you may even find you like it.
Both of my "big' delta 18 inch scrollsaws came used, the second one I picked up for $200.
lol you ready for a laugh, Doug? Oh yeah, they're willing to give me cash for mine --- $33.92! I have replacement value, but the most they want to give me even for replacement value is roughly $150, this price being the Rikon machine. (They give me the $33.92 in check form, I go out and buy the one they say is comparable to mine for $150, send them the receipt, and they reimburse me the extra money.)
Understand - I'm not opposed to used tools - I've gone to pawn shops and gotten really good tools used. I'm very careful and discerning when I pick out my tools, and I take care of them. (Something I got from my dad who was fanatic about his.) Anyway, that's not the point. I've paid my insurance premiums without fail every month for years. I now have a need for them, and they want me to take something that is less than what I had. I have replacement value. Guess what? I'm entitled to get another Delta Scroll Saw of equal value/features that I had on my other machine. Even she told me that... she said I am to get the equivilant of what I had or better... Rikon is neither. Ya know?
As for the size, Delta only makes 20" now, and only one model, that runs $569. To be completely honest? I don't want that monstrosity... it's too big. I don't have the space for it. I found a good 16" saw, that while is superior to what I had, still costs less than the delta by $70. This is the one I want, but I have to go to the insurance company with verifyable information on comparable brands to get more money, because I know I won't get the $500 for the new one.
What's REALLY sick about this whole mess, is that to replace everything, would come to over $3100.00. They want to settle for $1149.88 if I take the cash, less my $500 deductible, bringing it to a whopping $649.88 with an extra $465.00 if I take the replacements they think is comparable. They also told me they want me to prove that I owned my miter saw, trim router, precision screw driver, random orbital sander, and Dremel 4000, so none of those have even been taken into consideration yet. I was up till 2 a.m. getting what proof together I could get; mostly pictures of said items in my possession. *groan* What a headache this has turned into.