Bearing-on-Pattern Flush Cutting
A couple of long-term considerations re: top (shaft end) versus bottom (cutter end) -affixed bearings:
1) Top-affixed can be extremely dangerous, hazardous to you, workpiece, etc., since you are committed to exposing 100% of the cutter length, whether hand-held or table-mounted. With bottom-affixed, you only expose as much of the cutter length as you need. Bottom-affixed flush cutters are safer and more versatile in my book; if I had to choose just one, I would always go with the bearing on the cutter end.
2) Top-affixed definitely have their place, though, particularly doing plunge cutting in addition to pattern matching. For example, if you have numerous portholes to cut into a boat hull, you will likely want a top-affixed bearing that will also allow you to plunge through the hull. Taking this example a step further, if there were insufficient space inside the hull for either the pattern or the router (and concavity!), you would be forced to pattern and rout from the outside the hull, and a top-affixed bearing would be a necessity, no choice there.
3) Good discussion about dual-bearings, climb-cutting, thanks all. Just a thought: if you get some 3M metallic tape, you can line your pattern with one or more layers of tape and do all your brutal cutting against the tape, carefully observing the aforementioned grain issues. I too prefer climb cutting, as tear-out on contrary grain can run deep, and flipping is not always feasible. Practice! Slip off the tape, wipe with solvent to remove adhesive residue, then make a light final pass, by now knowing all the nasty places on the workpiece very well.
4) Take you time, brace yourself for "grabbing," and most importantly, mind those fingers, **ESPECIALLY** with a top-affixed, 2" long, and table-mounted bit sticking 100% out of the bench.